Citizens Savings and Loan

Bill Consolidation Loans

If you have credit card and personal loan balances, a bill consolidation loan may allow you to combine all of your bills and monthly payments into a single convenient loan with a single lower monthly payment. You can pay off high interest credit cards and may be able to deduct the interest on your tax return (Consult your tax professional). You may also be eligible to receive extra cash in addition to the amount you need to pay off your other bills.

About
A debt consolidation loan is the primary reason many people obtain a home equity loan. Generally, a home equity loan gives you a lower interest rate and a longer payment term than your credit card and other personal loans. This means you often are able to substantially reduce your total monthly payments and increase the cash you have to spend for other things. See our Home Equity/Real Estate Loan for more details.

Office Locations

If you looking to consolidate your bills, get started by applying online today or visit one of our convenient locations in Tennessee.

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